11. If Lagn’s Lord is in Labh Bhava, the native will always be endowed with gains, good qualities, fame and many wives.

12. If Lagn’s Lord is in Vyaya Bhava and is devoid of benefic Drishti and/or Yuti, the native will be bereft of physical happiness, will spend unfruitfully and be given to much anger.

13. Effects of Dhan’s Lord in Various Bhavas (up to Sloka 24). If Dhan’s Lord is in Tanu Bhava, the native will be endowed with sons and wealth, be inimical to his family, lustful, hard-hearted and will do others’ jobs.

14. If Dhan’s Lord is in Dhan Bhava, the native will be wealthy, proud, will have two, or more wives and be bereft of progeny.

15. If Dhan’s Lord is in Sahaj Bhava, the native will be valorous, wise, virtuous, lustful and miserly; all these, when related to a benefic. If related to a malefic, the native will be a heterodox.

16. If Dhan’s Lord is in Bandhu Bhava, the native will acquire all kinds of wealth. If Dhan’s Lord is exalted and is yuti with Guru, one will be equal to a king.

17. If Dhan’s Lord is in Putr Bhava, the native will be wealthy. Not only the native, but also his sons will be intent on earning wealth.

18. If Dhan’s Lord is in Ari Bhava along with a benefic, the native will gain wealth through his enemies; if Dhan’s Lord is yuti with a malefic, there will be loss through enemies apart from mutilation of shanks.

19. If Dhan’s Lord is in Yuvati Bhava, the native will be addicted to others’ wives and he will be a doctor. If a malefic is related to the said placement by yuti with Dhan’s Lord, or by Drishti, the native’s wife will be of questionable character.

20. If Dhan’s Lord is in Randhr Bhava, the native will be endowed with abundant land and wealth. But he will have limited marital felicity and be bereft of happiness from his elder brother.