12. One will be learned and wealthy, if Guru is in Meen along with Sukr, while Lagn’s Lord is strong and Candr is in exaltation.

13. Should Karm’s Lord be in Labh, while Labh’s Lord is in Tanu Bhava and Sukr is in Karm, the native will be endowed with precious stones.

14. If the Karm’s Lord is exalted in an angle, or a trine and is yuti with Guru, or receives a Drishti from Guru, one will be endowed with deeds.

15. Should Karm’s Lord be in Lagn along with Lagn’s Lord, as Candr is in an angle, or in a trine, the native will be interested in good deeds.

16. If Sani is in Karm Bhava along with a debilitated Grah, while Karm Bhava in the Navans Kundali is occupied by a malefic, the native will be bereft of acts.

17. One will indulge in bad acts, if Karm’s Lord is in Randhr Bhava, while Randhr’s Lord is in Karm Bhava with a malefic.

18. Obstructions to the native’s acts will crop up, if Karm’s Lord is in fall, as both Karm Bhava and the 10^th from Karm Bhava have malefic occupations.

19-21. Combinations for Fame. One will be endowed with fame, if Candr is in Karm Bhava, while Karm’s Lord is in a trine from Karm Bhava and Lagn’s Lord is in Lagn’s angle. Similar effects will come to pass, if Labh’s Lord is in Karm Bhava, while Karm’s Lord is strong and gives a Drishti to Guru. Fame will come to the native, if Karm’s Lord is in Dharm Bhava, as Lagn’s Lord is in Karm Bhava and Candr is in Putr Bhava.

22. O excellent of the Brahmins, thus have been told about the effects of Karm Bhava in a brief manner. Other related effects be guessed by you based on the relationship of the Lords of Lagn and of Karm Bhava.