61-62. Effects of the 11^th from Karakans. If the 11^th from Karakans receives a Drishti from, or is yuti with a benefic, the native will enjoy happiness from co-born apart from gaining in every undertaking of his. If a malefic is in the 11^th from Karakans, the native will gain by questionable means, be famous and valorous.

63-74. Effects of the 12^th from Karakans. If the 12^th from Karakans has a benefic, the expenses will be on good account, while a malefic in the 12^th from Karakans will cause bad expenses. If the 12^th from Karakans is vacant, then also good effects will follow. If there happens to be a benefic Grah in exaltation, or in own Bhava in the 12^th from Karakans, or, if Ketu is so placed and receives a Drishti from, or is yuti with a benefic, one will attain heaven after death. One will attain full enlightenment, if Ketu is in the 12^th identical with Mesh, or Dhanu and receives a Drishti from a benefic. If Ketu is in the 12^th from Karakans, receiving a Drishti from a malefic, or is there yuti with a malefic, one will not attain full enlightenment. If Surya and Ketu are in the 12^th from Karakans, the native will worship Lord Shiva. Candr and Ketu denotes a worshiper of Gauri. Sukr and Ketu of Lakshmi and a wealthy person. Mangal and Ketu of Lord Subramanya. Rahu will make one worship Durga, or some mean deity. Ketu alone denotes Subramanya’s, or Ganesh’s worshipper. If Sani is in the 12^th from Karakans in a malefic’s Rasi, one will worship mean deities. Sukr and Sani in the 12^th from Karakans in a malefic’s Rasi will also make one worship mean deities. Similar inferences can be drawn from the 6^th Navans, counted from Amatya Karak’s Navans.