Surya, Mangal, Budh, Guru, Sani in the 12th Bhava: will be devoid of wealth, wife and vice be harsh, inimical and bad in disposition.

Surya, Mangal, Budh, Sukr, Sani in the 12th Bhava: will not be wealthy, be fierce, be fond of quarrel, be ugly and will cheat others.

Surya, Mangal, Guru, Sukr, Sani in the 12th Bhava: will suffer from various kind of disease, will be interested in befriending bad people, will be very libidinous and be timid.