Surya, Candr, Budh, Sukr, Sani in the 12th Bhava: will be a principal cheat, be very cruel and will be won over by mean people.

Surya, Candr, Guru, Sukr, Sani in the 12th Bhava: will be very rich, be sensuous, blameworthy, fierce and timid.

Surya, Mangal, Budh, Guru, Sukr in the 12th Bhava: will be bereft of mercy, will lose his wife and children, will eat veraciously and will be harsh in speech.