Surya, Candr, Budh, Guru in the 12th Bhava: will not be bright, will be very distressed due to his disease, be very timid and will be devoid of fame.

Surya, Candr, Budh, Sukr in the 12th Bhava: will not have splendour, be bereft of wisdom and truth, be fierce and averse to sinful act.

Surya, Candr, Budh, Sani in the 12th Bhava: will suffer from serious disease, be ungrateful, will join mean men and be mean-minded.