1-3. Method of Bhava Calculation. O Brahmin, I shall now tell you about the Padas (Arudhas) for Bhavas and Grahas as well, as laid down by the earlier Maharishis. The Pad of Lagn will correspond to the Rasi, arrived at by counting so many Rasis from Lagn’s Lord, as he is away from Tanu Bhava. Similarly Padas for other Bhavas be known through their Lords. The word “Pad” exclusively denotes the Pad for Lagn.

Names of the 12 Arudhas are Lagn Pad - Arudh of Tanu Bhava, Dhan of Dhan, Vikram (Bhratru) of Sahaj, Matru (Sukh) of Bandhu, Mantra (Putr) of Putr, Rog (Satru) of Ari, Dar (Kalatr) of Yuvati, Maran of Randhr, Pitru of Dharm Bhava, Karm of Karm, Labh of Labh, Vyaya of Vyaya.

4-5. Special Exceptions. The same Bhava, or the 7^th from it does not become its Pad. When the Pad falls in the same Bhava, the 10^th therefrom be treated, as its Pad. Similarly, when the 7^th becomes the Pad of a Bhava, the 4^th from the original Bhava in question be treated, as its Pad. If the ruler of a Bhava be in the 4^th from the Bhava, then the very Bhava occupied be noted, as the Pad.

6-7. Padas for Grahas. Note the position of a Grah and see how many Rasis away is its own Rasi with reference to its position. Count so many Rasis from the said own Rasi and the resultant Rasi will become the Arudh of the Grah. If a Grah owns two Rasis, or, if a Rasi is owned by two Grahas; consider the stronger and declare effects accordingly.

8-11. Pad and Finance (up to Sloka 15). O Brahmin, I now tell you of some effects of Grahas, based on Pad. If the 11^th from Lagn Pad is occupied, or receives a Drishti from a Grah the native will be happy and rich; wealth will come through various means, if a benefic is related, as above. A malefic will confer wealth through questionable means. If there be both a benefic and a malefic, it will be through both means. If the Grah in question be in exaltation, or in own Rasi etc., there will be plenty of gains and plenty of happiness.